Tips For Making Safely & Securely Online Mobile Payment
The transformation of an ancient device is now totally incredible, most probably in the year 1908 a US Patent was issued in Kentucky for a wireless telephone, yes I am talking about the mobile phone. At first, it created for making calls and then next it’s parts are becomes updated and its ability also comes sharp, and now a mobile phone can do anything for its users. Its capability list is very long, you also know that I don’t need to talk to them. A huge number of mobile users may include obviously one thing in their list, which is online payment. I think you also make online transactions like others, if you really do that then this suggestion is also for you. Here you know how to make online mobile payment safely. Here are the steps by which your online transaction will more secure and fearless, and that is very important, the steps are mentioned below just follow them.
9 Online Mobile Payment Safely Tips
USE TRUSTWORTHY APPS FOR PAYMENT
The first thing you need for online payment on mobile is a secure safely payment app. After knowing the payment app’s name, you may be thinking about downloading that app, but you need to know first that downloading third-party apps without App store, outside areas are very unhealthy decisions for your private data, so you must download an app but from a trustworthy App store, like as Apple or Google app store.
Many times it also happens that you store your payment information in a trustworthy app, but behind you, hackers know your payment information easily. Now, you think, is it possible?
Yes, because of malware or spyware this can happen which are designed to capture your payment information and send it to hackers, so must conscious about your mobile’s other apps and be aware before downloading any kind of app.
Some Safely & Secure Online Mobile Apps You Can Try
- Newegg mobile
CHECK REVIEWS AND RATINGS
In the App Store, you see various types of apps in different subjects. Many times there may be some third-party developers create apps tied to online stores still are not related, but an adequate app store always presents the trustworthy high-quality applications. I think you are enough smart to ascertain probable app store, and there in the listings page, you will see every application has a rating mark, one to five stars, total five start every app can gain.
This part is made for users to give ratings and review, and also for them who wants to download an app after watching good ratings and review. Before downloading an app you must see actual users’ rating, their review, and know how many people have voted, this is very important to know, and in my opinion, the written content is much helpful than star ratings.
DO NOT USE PUBLIC WI-FI FOR SENDING SENSITIVE DATA
Public Wi-Fi is two sides result giving features, on one hand, it is a useful thing but another hand it can be dangerous for anyone who sends important sensitive personal information via public Wi-Fi.
The hackers who know how to get access to one’s sensitive private information can access the payment information, this kind of network’s security is too small. So, from the next time send money, or make online purchases, or do any kind of online payment only through your home’s password-protected Wi-Fi or your phone carrier’s cellular network.
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CHECK HTTPS MOBILE WEBSITES FOR SAFELY PAYMENT
Open up a website with HTTPS connection means that it is secure, any kind of data which passed between your device and the server is guaranteed shared only between those two machines.
There is no chance for hackers to hack private information and stole everything through the data. You are suggested to check the padlock icon before making and payment of shopping or any banking transaction of your business.
LOCK YOUR PHONE REMOTELY IF IT’S STOLEN OR LOST
Remotely locking the phone which is stolen or lost is mandatory for security. A user who using an iPhone in the future if that happens can remotely lock his/her phone via iCloud.com. A user who using a Windows device, in the future if that happens, can remotely lock his/her Windows device via windowsphone.com.
A user who uses an Android device, in the future if that stolen or lost can use Android Device Manager to remotely lock or locate a lost or stolen cell phone via android.com/devicemanager.
WATCH STATEMENTS AND REPORT SUSPICIOUS ACTIVITY
You must watch the important statement periodically even then when you are sure that this is not going to the hacker’s hand. You just need to stay updated to stop this kind of thing in the future.
If you see any suspicious activity there for example money has withdrawn without you, money was transferred to someone whom you don’t know, and more similar activities, you just report those activities ASAP. Two easy ways to keep the data safe.
I. change the passwords infrequently,
II. log in to your online banking accounts now and again and see all activities.
PROTECT YOUR MOBILE DEVICES WITH STRONG PASSWORDS
Did you have a password on your handset? Your answer may be ‘yes‘ or ‘no‘, at first I talking about ‘no‘ answer giving people and next ‘yes‘.
The users who have no PIN, or password on their phones, actually indirectly they calling the hackers to hack their private information stored on their phones. They don’t know any time anything can happen, suppose one handset has lost in an unknown place if there some hackers then it’s owner knows what will happen, he/she will lose all earnings, private information, and everything important, because hackers are not noble. So who does not protect their mobile with a strong password, now think what to do?
Now come to the people who believe in passwords, I only want to say one thing their phone’s password must be strong.
Password users also know that nowadays there are many strong security features in smartphones like iris scan, fingerprint unlock, facial recognization, along with PIN and password, they must remember to use the smart feature which included in their phones.
Be careful also about one thing if you use PIN or password, that is ‘shoulder-surfing, where criminal/hackers watch over your shoulder to see what you input in the screen as a password.
USE A CREDIT CARD FOR SAFELY MOBILE PAYMENT
You may know that a huge number of credit cards have zero fraud liability policies. By which your risk for any unauthorized charges comes low that made to your credit card account. Then the debit cards, credit cards are a little bit fraud protective, because with the debit cards there is a chance of being liable for all the money taken from your account.
It would always the better option for your credit card than the debit card if anyhow unluckily a thief accrues safely your mobile payment information.
OBSERVE YOUR CREDIT CARD ACCOUNT TIMELY
The last rule of staying safe in online transactions is repeatedly checking the credit card account. Though that process is not able to protect your account from hackers, it is appropriate for you to know that anyhow any hacker gets access to your account and did any transaction by using your information.
If you regularly check your credit card account it would help you to recognize any suspicious charges, and thus you can report unauthorized charges to your credit card issuer.
In this matter, if you feel that your credit card information has been compromised then you can receive a new account number, and thus ignoring any additional fraudulent charges would also possible by that process.
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